I find it amazing how complicated one can make their personal finances. Especially since all it really amounts to is “spend less than you earn.” (This is something I struggle with, as well.)
I know I’ve written about personal finance before, but I’ve recently been wanting to redo my tracking/planning system. As part of the Minimalist Experiment, I’m going to try and make it as simple as possible.
The tracking/planning system needs to be easy to use, take little time, and provide a lot of useful output. To these ends, I will be sticking with a spreadsheet. One page will be an over-view of my finances, and the other 12 will show each month’s budget and expenses. Since I’ve already created a tracking system, it shouldn’t be hard to come up with a newer, simpler one.
Hopefully I’ll have this ready to share by Wednesday. Check back to see what I come up with!