Now that we’ve made some changes to our spending plans, and focused our finances a bit, we need to create a system that automatically lets us know how well we are doing with our goals. As simple as this spreadsheet is, I’ve become a fan of Mint because it enters the information for me. Even [...]
Nowt that I have a Spending Plan, it’s time to trim the fat from my expenses. Similar to the Short List that helps me free up my time, this will allow me to spend more money on the things that I really enjoy. Focus By determining what you really want to spend money on, and [...]
The first task I’ve completed on my way to become a Money Master is to tweak my budget. (If you cringe at the idea of a budget, think of it as a Conscious Spending Plan instead.) It didn’t take me very long, since I already had a good understanding of my finances. Why? It’s nice [...]
On Monday, I mentioned that I want to optimize my personal finances and then increase my income. I want to become a Money Master. What is a Money Master? A Money Master is someone who is in control of their finances without requiring a lot of maintenance time each month. They know how much income [...]
As I look back over my recent posts, I’ve noticed a disturbing theme: I’m not going on many adventures recently. Certainly not as many as I would like. So far as I can tell, there are three main reasons for this: Lack of money Lack of time Focusing on big adventures These are all pretty [...]
I’m an information junkie who loves to research and read. I dive headfirst into whatever the new topic that catches my attention is, reading everything that I can about it: subscribing to blogs, reading books, checking out magazines, and talking to people about it. What does all that information do? Unfortunately, as good as I [...]
When I looked back over January to see how I’d been progressing on my goals, I felt good about having made solid progress on many of them. A few, however, weren’t quite working out as I’d planned. My fitness goal, for example, has gone exactly no-where. After two work-outs, nothing more has been done. And [...]
It’s that time of year again, the time of cupid, chocolates, roses, and teddy bears. Whether you already have something planned or not, here are 10 ideas of ways to make this Valentine’s special.
Dad always had a ready response any time he heard me say “I can’t do it!” Can’t never could. Even though I strongly disliked that phrase as a teenager, those three words contain a lot of wisdom. “I can’t start my own business.” “I can’t lose any weight.” “I can’t support myself as an artist.” [...]
January is now over. Traditionally, most people’s resolutions have been forgotten (or will be in the next two weeks). Fortunately, we didn’t make resolutions. We made an Action Plan! How are you doing? If you took the time to create an action plan, and set up a system that would enable you to automatically work [...]
