I want to live my life, not just view it. That’s why I recently took a break and why I am trying to start a business of my own. It’s easy to sit back and just watch life go by, to react to things, to watch other people having the adventures. But I get restless [...]
I know that I took a break and it’s been much needed and greatly enjoyed. My wife and I have gone on vacation: visiting a new part of the U.S. and a family member we haven’t seen in a few years; re-started school (my final semester!); explored some places we rarely visit around our home; [...]
I recently realized that I spend too much time online (this isn’t a new thing, I’ve noticed it before.) Those previous attempts don’t seem to have worked, however. So, this time I’m making more drastic changes. I’m getting offline. Homework and communication with friends/family will still take place, so the internet will be utilized. However, [...]
One of my favorite things about being a full-time student is the vacations. It’s hard to find a job that gives you nearly 3 months of vacation time. Going Adventuring It’s spring break, and I am stoked. My wife and I are going on some much-needed adventuring. Break Time One of the goals for this [...]
Now that we’ve made some changes to our spending plans, and focused our finances a bit, we need to create a system that automatically lets us know how well we are doing with our goals. As simple as this spreadsheet is, I’ve become a fan of Mint because it enters the information for me. Even [...]
Nowt that I have a Spending Plan, it’s time to trim the fat from my expenses. Similar to the Short List that helps me free up my time, this will allow me to spend more money on the things that I really enjoy. Focus By determining what you really want to spend money on, and [...]
The first task I’ve completed on my way to become a Money Master is to tweak my budget. (If you cringe at the idea of a budget, think of it as a Conscious Spending Plan instead.) It didn’t take me very long, since I already had a good understanding of my finances. Why? It’s nice [...]
On Monday, I mentioned that I want to optimize my personal finances and then increase my income. I want to become a Money Master. What is a Money Master? A Money Master is someone who is in control of their finances without requiring a lot of maintenance time each month. They know how much income [...]
As I look back over my recent posts, I’ve noticed a disturbing theme: I’m not going on many adventures recently. Certainly not as many as I would like. So far as I can tell, there are three main reasons for this: Lack of money Lack of time Focusing on big adventures These are all pretty [...]
I’m an information junkie who loves to research and read. I dive headfirst into whatever the new topic that catches my attention is, reading everything that I can about it: subscribing to blogs, reading books, checking out magazines, and talking to people about it. What does all that information do? Unfortunately, as good as I [...]
